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Saturday, August 20, 2022

Good news for ICICI Bank customers! Bank increased the interest rate again, now the FD scheme will get more returns

India's largest private sector bank i.e. ICICI Bank (ICICI Bank FD Rates Hike) has decided to increase its fixed deposit rates. Bank Rs. Allowed this hike on deposits below Rs 2 crore (increase in FD rate). The new rates increased by the bank have been implemented from 19 August 2022. According to the information provided on the official website of the bank, the bank is offering interest rates ranging from 2.75% to 5.90% for tenures ranging from 7 days to 10 years. At the same time, the bank is offering 0.50% higher interest rate to senior citizens. This interest rate ranges from 3.25% to 6.60%.

Also, let us inform you that under special bank FD, ICICI Bank is offering interest rate up to 6.10% for general citizens and 6.60% for senior citizens on FDs from 1 year 1 day to 5 years. If you are going to do FD in ICICI Bank, know about the latest interest rates (ICICI Bank Latest FD Rate)-

FD rates below 2 crores

7 to 14 days – 2.75%

15 to 29 days – 2.75%

30 to 45 days – 3.25%

46 to 60 days – 3.25%

61 to 90 days – 3.25%

91 to 120 days – 3.75%

121 to 150 days – 3.75%

151 to 184 days – 3.75%

185 days to 210 days-4.65%

211 days to 270 days-4.65%

271 days to 289 days -4.65%

290 days to less than 1 year -4.65%

1 year to 389 days – 5.50%

390 days to 15 months – 5.50%

15 months to 18 months – 5.50%

18 months to 2 years – 5.50%

2 to 3 years – 5.60%

3 to 5 years – 6.10%

5 to 10 years – 5.90%

5 Tax saver-6.10%

These banks also increased interest

Read In Gujarati

Customers will get special benefits on ICICI Bank Golden Years FD. The interest rate on this FD scheme will be 50 basis points higher than the normal FD interest rates. On the other hand, senior citizens will get an additional interest rate of 20 basis points. ICICI Bank Golden Years FD Scheme is available till 7 October 2022 only.

It may be mentioned that all the banks are increasing their FD rates due to the continuous increase in the repo rate of the Reserve Bank. Currently the repo rate is 5.40% (RBI repo rate). Since then many banks like State Bank of India (SBI FD Rates), PNB (PNB FD Rates), Kotak Mahindra Bank (Kotak Mahindra Bank), Axis Bank, IndusInd Bank, Indian Overseas Banks (Indian Overseas Bank) etc. Increased their FD interest rates.

Now it is expensive to withdraw money from the ATM! Big banks have increased the charges, know the new rules

All major government and private banks across the country have made changes regarding ATM cash withdrawals. Now you have to pay additional charges for withdrawals beyond the prescribed ATM cash withdrawals in 1 month. This fee will be 20 to 22 rupees.

3 transactions free

ATM withdrawals also include financial and non-financial services. Usually 3 transactions in a month are free. After this, various bank regulations and charges are imposed.

21 rupees per transaction fee fixed

The Reserve Bank of India, in a circular last year, said withdrawals in excess of the monthly free transaction will be charged a fee of Rs 21 per transaction. The new rule came into effect from 1 January 2022. Know the ATM transaction limits and charges of some major banks. These banks include SBI, PNB, HDFC, ICICI Bank and Axies Bank.

This maximum limit in SBI

For ATMs located in 6 metro cities – Delhi, Kolkata, Mumbai, Chennai, Bengaluru and Hyderabad, the maximum limit of free transactions is 3 for other bank ATMs. Earlier, unlimited transactions at SBI ATMs were Rs. 25,000 in accounts with a monthly minimum balance (ABM), this facility will now be available only to customers who have Rs. Maintains an ABM of 50,000. The number of free transactions is limited to 3 in metro cities.

This has changed

SBI charges Rs 5 to Rs 20 depending on the ATM for transactions beyond the free limit in a transaction. For non-monetary transactions above the free limit, customers are charged Rs 5 at SBI ATMs and Rs 8 at other bank ATMs in addition to applicable GST rates. A charge of Rs 10 is levied on cash withdrawal transactions beyond the free limit at SBI ATMs. For additional financial transactions at SBI other bank ATMs per transaction Rs. 20 charges. In addition to the charges, the applicable GST is also charged to the customer's account.

20 rupees charge in PNB

PNB offers 5 free ATM transactions per month. Also a charge of Rs 10 has to be paid for any financial transaction. Other than PNB, the transaction rules are different from ATMs of banks other than PNB. The rule is 3 free transactions in a month in metro cities and 5 free transactions in non-metro cities. There is a charge of Rs 20 for making monetary or non-monetary transactions after the free limit from ATMs of other banks. The rule of international practice is different from this. International cash withdrawals are charged at Rs 150 plus applicable taxes. For International Balance Inquiry Rs. 15 plus applicable taxes are charged.

HDFC Bank

Only the first 5 withdrawals from HDFC Bank ATMs in a month are free. For cash withdrawal Rs. 20 plus tax per transaction, Rs. 8.5 plus tax for non-monetary transactions. 3 free transactions allowed at ATMs of any other bank in 6 metro cities (Mumbai, Delhi, Chennai, Kolkata, Hyderabad and Bengaluru) and 5 free transactions (financial and non-financial) in a month at other locations. The fee for Debit Card PIN Re-generation is Rs. 50 (with applicable taxes) is. If you don't have money in the Deck account and the transaction is disclosed, it is also charged. If there is insufficient balance at another bank's ATM or merchant outlet, a charge of Rs 25 is payable if the transaction is declined.

From ICICI Rs. 20 plus GST

Depending on the card type and account type, the account holder is given a daily cash withdrawal limit. Its price is Rs. 50,000 to Rs. 1.5 lakhs upto. 10,000 per withdrawal is available if withdrawals are made from ATMs of banks other than ICICI Bank. 5 free transactions from ICICI ATM in a month. After that one has to pay Rs 20 plus GST on ATM withdrawal. This limit is for financial transactions while the charge for non-financial transactions is Rs. 8.50 plus GST.

A charge of Rs 21 in Axis Bank

Daily cash withdrawal limit Rs. 50,000, the daily POS transaction limit is Rs. 1,25,000 is. If there is insufficient amount in the account and the transaction is declined, a charge of Rs.25 will be levied. 4 initial cash transactions per month or Rs. 1.5, whichever is earlier falls within the free limit. Cash withdrawals up to Rs 25,000 per day at non-home branches are free. 5 per thousand rupees for transactions above this. The rules for depositing or withdrawing cash above the limit are different. On depositing or withdrawing money from your account, you will have to pay Rs 5 or Rs 150 per thousand, whichever is higher. Deposits to third party accounts will be charged at Rs 10 per thousand or Rs 150, whichever is higher. 5 financial transactions are free in a month and unlimited non-financial transactions are free from Axis Bank ATMs. Financial and non-financial 3 transactions are free in metro cities. 5 transactions per month are free at other locations. If cash is withdrawn beyond the limit from Axis and non-axis ATMs, Rs 21 per transaction will be charged.

High-tech features will be available along with great looks, starting from Rs 7.22 lakh

High-tech features will be available along with great looks, starting from Rs 7.22 lakh

Wegener's new model, the 2023 Suzuki Wegener Facelift has been launched in Japan. The design of the new model has been updated. The look of the new Wagoner looks sporty, along with many high-tech features. The model launched in Japan is completely different from the Wagner in India. Wegener's current model is ruling the hearts of people in India. It has been topping the best-selling list for the past few months. Wagner has sold 22,588 units in July 2022.

Price of a new Wegener

In Japan, the 2023 Suzuki Wagoner facelift will be available in a price range of 1,217,700 yen to 1,509,200 yen (Rs 7.22 lakh to Rs 8.96 lakh). At the same time, the Wegener Stingray is offered at 1,688,500 yen to 1,811,700 yen (Rs 10 lakh to Rs 10.75 lakh). The Wegener Custom Z model is priced between 1,474,000 yen to 1,756,700 yen (Rs 8.75 lakh to Rs 10.43 lakh).

Variant

The new 2023 Suzuki Wagoner has been launched in three different models. These models are Wegener, Wegener Custom Z and Stingray. The Stingray features an all-new LED projector headlamp setup. The taillamps are also placed lower than the standard version, giving it an MPV-like design. The standard Wagner still has standard halogen headlamps.

design

Maruti Suzuki Wagoner looks like all the previous versions with a boxy design look. However, the new 2023 Wagner grille as well as the tailgate have received additional design changes. The Stingray has been given an aggressive look, while the Custom Z Wagoner and Wagoner have a very simple look. All three have almost identical rear and side profiles.

Interior

The interior is similar to the current version. The Wagoner gets a beige colored interior, while the Custom Z and Stingray get all-black interiors. The two variants get piano black and faux wood finishes to flaunt the look and feel of the cabin. The infotainment screen has been launched in Maruti Suzuki's new cars, like the Baleno and Brezza you get a 9-inch unit. Talking about some safety and services, the Stingray has features like HUD, ADAS, 360 degree parking.

engine

The Japan-spec Wagoner is powered by a 660 cc motor, offered in both NA petrol and mild-hybrid configurations. The turbo version of this engine comes with the Stingray and Custom Z. Transmission options include a 5-speed MT and CVT. Both 2WD and 4WD variants are on offer. The mild-hybrid powertrain with CVT gearbox delivers a mileage of 25.2 KMPL.

It will be launched in India by next year

The Maruti Suzuki Wagoner 2023 is likely to be launched in India by the end of next year. The model that will be launched in India will be slightly modified and the feature list may also see a change. The global variant is also offered with All Wheel Drive (AWD), which may not be available in the Indian version of the car.

Why like Wegener?

This car is a low maintenance car. Its parts are easily available anywhere. In such a situation, people don't have to rush to the service center for minor problems. Its parts are also easily available in all small and big cities. It has more space than any car in its segment. Its ground clearance is 165mm. So it can run easily even in bumpy roads. It is in great demand in small towns.

In terms of mileage, the company claims that this car gives a mileage of 23 to 25 km per liter in petrol, while the Wagoner with CNG can run up to 33 km on 1 kg of CNG.

The starting price of Wagner is Rs 5.47 lakh, if your budget is between Rs 5 to 7 lakh then you can easily buy this car.

Another good thing is that the resale value of this car is good. This car can be easily driven for at least 10 years, so it is also called the 'best selling affordable family car'.

How To PM Kissan Yojana In E-Kyc Process

How To PM Kissan Yojana In E-Kyc Process

Innovative schemes are being launched by the Central Government to increase the income of farmers. One of which is PM Kisan Yojana. Assistance is provided to farmers under this scheme. Farmers who are availing the benefit of this scheme are required to undergo KYC by 31st May. You can also do E-KYC if you want. Farmers who have not done E-KYC after 31st May will not get Rs.2000 in eleventh installment.

This is how you can do E-KYC sitting at home

Farmers can do E-KYC for PM Kisan Yojana in two ways. Farmers can do E-KYC by visiting the nearest Common Service Center (CSC). Apart from this, E-KYC can be done by sitting at home on the official website of PM Kisan Yojana. For this, your mobile number should be linked in the Aadhaar card. Once linked, you can KYC via OTP from laptop, mobile.

This is how to check status

👉 If you have registered for this scheme then you can check the name by going to PM Kisan Portal. This is the process of checking the name

👉 First go to the official website of PM Kisan Yojana pmkisan.gov.in.

👉 Go to Farmer's Corner in the website and click on the list of beneficiaries.

👉 Then give the information of state, district, sub-district, block and village.

👉 After that you have to click on Get Report. This report will provide information on all the beneficiaries in your village.

👉 You can also check your name in this list.

Many banks, including PNB, ICICI and Axis, have revised their interest rates on FDs.

Many banks, containing PNB, ICICI and Axis, have revised their interest rates on FDs.

HDFC, ICICI, Indian Overseas Bank, Punjab National Bank, Axis and Kotak Mahindra Bank have changed interest rates on Fixed Deposit (FD) after the RBI correct the repo rate. In that case, if you are planning to do FD these days, you require to know about the new rates. This will permit you to get a higher return on your investment.

View here why it would be more beneficial to get FD now because of change in interest rate.

Interest on one year FD

Bank interest rate (in%)

ICICI 5.00

SBI 5.10

HDFC 5.10

Punjab National Bank 5.10

Indian Overseas Bank 5.15

Axis 5.25

Canara Bank 5.30

Kotak Mahindra 5.40

Post Office 5.50

Interest on 2 year FD

Bank interest rate (in%)

ICICI 5.00

SBI 5.20

HDFC 5.10

Indian Overseas 5.20

Post Office 5.50

Punjab National Bank 5.10

Axis 5.60

Kotak Mahindra 5.60

Canara Bank 5.45

Interest on 3 year FD

Bank interest rate (in%)

ICICI 5.20

SBI 5.30

HDFC 5.30

Indian Overseas 5.45

Post Office 5.50

Punjab National Bank 5.10

Axis 5.60

Kotak Mahindra 5.75

Canara Bank 5.70

Interest on 5 year FD

Bank interest rate (in%)

SBI 5.40

HDFC 5.45

Indian Overseas 5.45

ICICI 5.45

Post Office 6.70

Punjab National Bank 5.10

Axis 5.75

Kotak Mahindra 5.75

Canara Bank 5.75

Interest earned from FD is even taxable

If the interest earned on a bank FD is less than Rs 40,000 in a financial year, no tax will have to be given on it. This limit is for person under 60 years of age. Even, income up to Rs. 50,000 from FD of senior citizen above 60 years of a age is tax free. 10% TDS is debited on income above that.

Good news for gaming lovers / Mobile Android games can be played on laptops and desktops from next year, information provided by Google

Good news for gaming lovers. Laptop and PC users will soon be able to enjoy Android games on their Windows PC as well. Google is fully prepared for that. According to a report, Google is planning to bring Android game on Windows PC next year. According to a report, the Google Play Games application, which is designed to run on Windows laptops, desktops and tablets, will be available from 2022. Game players will be able to play their favorite Google game on many devices from 2022. Now the fun of Android games will be available not only on phones but also on tablets, Chromebooks and Windows PCs.

Google made it

Greg Hartrell, Google's product director for Android and Google Games, said in a statement that it was developed by Google. "We're constantly striving to get game players into their favorite Android games," Hartrell said. We plan to bring it to many other platforms.

It will also help to play the game on the desktop

Google spokesman Alex Garcia-Kumart told The Verge that Google designed it entirely on its own. It does not have Microsoft, BlueStack or any other partner. Upcoming apps will help players play Pum games on desktop PCs, apart from phones, tablets and Chromebooks.

Google will prepare the app for The Game Awards

Google is currently preparing an app for The Game Awards, which will be released next year, the report said. While it is not yet clear what technology Google is using to bring the Android app to Windows, Games will run as a lock instead of streaming from the cloud. This will be the native Windows app provided by Google, which will only support Windows 10 and above updated Windows. Hartrell said it would not include game streaming.

The company will distribute the app itself. Google has announced this after testing Microsoft's Android app on Windows 11 PC.

Never make 8 mistakes on WhatsApp, your account may be banned forever!

WhatsApp recently announced that it has banned more than 2 million accounts in India in the month of October 2021. It had earlier blocked more than 30.27 lakh Indian accounts for violating its terms of service. As new IT rules (moderation guidelines and digital media ethics code) 2021 become mandatory in India, Whatsapp publishes monthly reports on what action is taken in response to complaints received from users in India. Due to a number of law and order incidents, including riots, the platform has taken several steps to curb its misuse after WhatsApp became an important platform for spreading misinformation and fake news in India.

This includes measures to encourage users to report issues and to alert people to potential fake news and spam messages. Even though WhatsApp messages are end-to-end encrypted, this does not mean that users can share anything, as WhatsApp tracks a lot of meta.

recommended

Whatsapp has made it clear on its official website that if any users violate its Terms of Service, their account will be banned.

According to WhatsApp's Terms of Service, doing these 8 things can cause the platform to block your account. In addition, for certain offenses, the user's metadata may be handed over to WhatsApp police for legal action, including arrest.

Never make these eight mistakes

Whatsapp will block your account if you create someone's fake account.

If someone is not in your contact list and you send too many messages to that person, Whatsapp may ban you.

If you use third party apps like WhatsApp Delta, GBWhatsApp, WhatsApp Plus etc., WhatsApp may ban you.

If you have been blocked by too many users, Whatsapp may block you.

If too many people report against your WhatsApp account, you may be banned.

If you send malware or phishing links to users, WhatsApp will ban you.

Don't send obscene clips, threats or defamatory messages on WhatsApp.

Don't send fake messages or videos promoting violence on WhatsApp.

Always follow these tips when talking about work / online banking, never fall prey to fraud

Prime Minister Narendra Modi showed the country the dream of a digital India, which the entire country is now working together to achieve. There is no doubt that as digitization is on the rise in our country, so are the facilities available to the common man. While on the one hand many of the problems of the people in Digital India have come to an end, on the other hand it has also provided a new platform for committing fraud. Cyber thugs who are active on the internet prey on innocent people as soon as they get a chance and squander their hard earned money in minutes.

As well as being convenient, online banking is also risky

The government is making adequate efforts to prevent cyber fraud or online fraud in the country. In this regard, the Government of India and the State Governments continue to make every effort to create awareness among the people. In this same link, PIB Fact Check gives some important tips to the people of the country to avoid online financial fraud. PIB Fact Check wrote in a tweet, "Online banking is easy and convenient but without caution it can also lead to financial fraud."

PIB Fact Check provides some tips to avoid online financial fraud, keeping in mind that cyber fraud can be largely avoided. Here are some tips to help you avoid online fraud:

Online

Never share any personal details like your Net Banking Password, OTP, ATM PIN, Phone Banking PIN, Card CVV Number or Expiry Date with anyone.

Do not make certain financial transactions when using public Wi-Fi networks or public computers.

Use strong passwords for your online banking accounts and change them periodically.

Always use a virtual keyboard when logging in to online banking services.

Always delete browsing data from your web browser after you finish your online banking.

Always pay attention to the transaction alerts coming to your registered mobile number and pay special attention to the amount to be paid.

With all of this in mind, you can certainly be protected from online fraud to a great extent. If you are still a victim of such online financial fraud, call 155260 and file a complaint immediately.

GSTV

Vivo X70 Phone

Vivo X70 Pro will prove to be the best option, despite being cheap, equipped with powerful photography features

The Vivo X70 Pro comes with a 50MP primary camera and a 32MP front camera.

Features include night mode, pro sports, double exposure, dual view, astro, pro for pro level photography.

The days of reckoning are now numbered before the new year begins. You may be planning to buy a smartphone with Pro Level Photography to capture the New Year's Eve celebration moments forever. But since the price of a smartphone with Pro Camera setup is out of your budget and you are falling behind, there is a good option available to you at a cheaper price. The Vivo X70 Pro smartphone will suit your photography hobby along with your budget. Compared to other expensive smartphones, this smartphone has good features for photography.

Specification of Vivo X70 Pro

Design and performance

Design: If you hold this smartphone in your hand, you will get a premium feeling. The phone has a punch hole curved display. The back panel has a glossy finish. On the right side are volume rockers. The quad lens is found in the back side camera section. It also has an LED flash.

Display: The phone has a 6.56 inch FHD + AMOLED curved display. The resolution is 1080x2376 pixels. It supports HDR 10+. The display has a refresh rate of 120Hz and a screen-to-body ratio of 90.3%.

Performance: The phone's MediaTek MT6893 Dimension 1200 5G processor powers the phone with 12GB of RAM. It has Mali-G77 MC9 International GPU for graphics. Heavy graphics games like Battlegrounds Mobile India, Call of Duty and other games are available on the phone. It has stereo speakers for powerful sound quality.

The phone's camera and software are powerful

Camera: What makes a smartphone special is its camera setup. It has a Zeiss lens. The phone comes with a 50MP primary rear camera. With 8MP periscope telephoto lens, 12MP telephoto and 12MP ultraviolet lens. The phone has a 32MP front camera for selfies and video calling.

Camera Software: Features for Pro Level Photography including Night Mode, Pro Sports, Double Exposure, Dual View, Astro, Pro. Standard stabilization for videography. Ultra stable mode is available. The phone supports 10X zoom. With this camera setup you can take powerful photography in any location and light.

Features: Slow motion of the phone, Night mode, Astro mode, Supermoon mode gives good photography output. All these modes are found in professional cameras.

Lens Power: The phone gets macro mode to capture nearby objects. It captures even the smallest detail like an ant in the most detail. Both rear and front cameras have bokeh lenses.

OS: The phone runs on Android 11 based FuntouchOS 12 OS. The phone will get OS update for 2 years.

Battery and connectivity

The smartphone comes with 5G network with options including Wi-Fi 2.4G / 5G, Bluetooth 5.2, Type-C, USB 3.1, GPS, OTG, NFC. The 4450mAh battery of the phone supports 44 watt fast charging. The phone offers a full day backup on a single charge.

Price

The basic variant of this phone with powerful camera and battery performance is priced at Rs 46,990. Its top variant is priced at Rs 52,990. Compared to the iPhone 13 series and the Samsung Galaxy S21 series, this phone is much cheaper. Although the price is cheap, the hardware and features of this Vivo smartphone are the same as the expensive phone. This phone can be a good option if you have a keen interest in photography.

This year people asked Google the most these 20 questions…?

If the year 2021 is remembered, the most important reason will be the corona virus. Corona virus has hit people the hardest this year and people have searched for it on the internet. Google has released a list of the top trends of 2021, stating what people have searched for the most on Google this year. However, in the questions asked by the people, the corona virus remained important.

Google has provided this information based on several categories, including what people have searched for this year. The search report also includes results from Google's "What Is" and "How To" categories. In that case, find out what the most asked questions are related to "What Is" and "How To". Find out what people tried to find out the most through the internet this time.

What kind of questions were asked about ‘What Is’?

If we talk about ‘What Is’ related questions, people try to find out more about Corona related topic. Here is a list of questions that will help you understand what people are asking about.

1) What is black fungus

2) What is the factorial of hundred

3) What is Taliban

4) What is happening in Afghanistan

5) What is remdesivir

6) What is the square root of 4

7) What is steroid

8) What is toolkit

9) What is Squid Game

10) What is delta plus variant

What kind of questions were asked about ‘How To’?

If we talk about ‘How To’ category, it also provides information about 10 questions. Through these questions, people tried to get someone to know about a process. In that case, find out what process people tried to learn more about this year… here is a list of questions

1) How to register for COVID vaccine

2) How to download vaccination certificate

3) How to increase oxygen level

4) How to link PAN with AADHAAR

5) How to make oxygen at home

6) How to buy dogecoin in india

7) How to make banana bread

8) How to check IPO allotment status

9) How to invest in bitcoin

10) How to calculate percentage of marks

Photos of Oppo's foldable smartphone 'FindN' leaked ahead of official launch, triple rear camera setup and punch hole display

Caution You are also getting part time job message, if you do not apply, you will be trapped, avoid clicking on the link

Digital India has played a vital role in transforming people's lives. Especially during the Corona crisis, the tendency of most people to go digital increased. In fact, in today's age, everyone has the option to work online, which makes it easy for people to work online from anywhere. But one problem that has been facing for a long time is cyber fraud.

Many lost their jobs during the Corona, but people are now looking for jobs once the situation is under control. And cybercriminals are taking advantage of that. In fact, people are constantly being tricked into sending out part-time job offers. Not only that, in the cycle of making more money in less time, many people are losing their hard earned money.

Warning from part time job offer!

There are many unemployed youth in the country who are forced to stumble every now and then in search of a job, because the internet is available to everyone these days, in such a situation people get trapped in the side of part time job. If you are also getting an offer to earn 40-50 thousand per month from a part time job, be careful, because cyber criminals are keeping an eye on your money. Cyber Dost, the cyber crime unit of the home ministry, has instructed people through its official Twitter handle to be wary of false job offers.

Fake job scam

In fact, scammers send fake SMS in the name of big companies giving part time jobs. If you also need a job near you, apply for a part time job, earn 2000 to 5000 thousand rupees daily and if you are getting any such message, don't even think of applying by mistake.

How to defend yourself?

First of all, you should avoid clicking on unverified links, especially keeping in mind that, no matter how attractive the link is, of course, you do not need to reply to such messages.

Be careful before making any financial dealings with a stranger. In fact, many people ask for money first to get a job and then take the money and disappear, so they don't pay anyone for the job. As well as not dealing with strangers, doing so could expose your personal information to cyber criminals and hack into your account to withdraw money from your account.

If you are caught in the act of calling from any number, report this fraudulent mobile number immediately and block the mobile number of these scammers.

If you are involved in any type of cyber crime, you can visit the official website of the Crime Unit of the Ministry of Home Affairs.

Be aware of these things including two factor authentication and downloading verified apps, Android phone will not be hacked

Don't root your smartphone as it could lead to hacking

Your smartphone is more at risk from hackers than from water and dust. Hackers can hack into your smartphone and ruin you in a way that you can't even guess. Here's how you can avoid hacker attacks ...

1. Download Verified Apps

Many apps on the Google Play Store or Appstore are Trojan. This means that if you download these apps, your personal and bank account details may be stolen.

Pay special attention to what kind of permission it wants after downloading the app. Immediately delete apps that require unauthorized work. Download apps from verified source instead of apk file.

2. Avoid free wifi

Don't use free and public wifi. Because with the help of open wifi hackers can hack your device. Do not do online and bank transactions while using free wifi.

3. Two factor authentication

Keep two-factor authentication on your smartphone. If the smartphone does not have this feature then use Google Authenticator. Also turn on two-factor authentication on social media apps with the phone.

4. Avoid routing

Do not root your smartphone. Routing will add an additional feature but all protection of your device will be disabled. Turning on routing can make you a victim of hacking.

From Netflix, Hotstar to Amazon Prime, find out who has the most fun on the cheap.

Netflix's monthly plan is the cheapest

Prime and Disney + Hotstar's annual plan of Rs 1499

Amazon Prime has increased the price of its subscriptions from Rs 50 to Rs 500. In contrast, Netflix has reduced the cost of its plans. Now the monthly plan is Rs 149. Disney + Hotstar has also changed its plan. Let's find out whose plan is cheaper from these three OTT platforms ...

1. Netflix

Netflix has slashed the price of all four of its plans. The basic monthly plan is Rs 149. It supports 480p resolution streaming on smartphones or tablets. A plan of Rs 199 per month is available to enjoy Netflix on TV or computer. The Rs 499 plan offers FHD streaming with 2 device support. The monthly premium plan of Rs 649 offers 4K HDR streaming on 4 devices.

2. Disney + Hotstar

3 Disney + Hotstar plans are available. The basic plan is Rs 499. This plan comes with 720p resolution. The annual super plan costs Rs 899. It has access to 2 devices. The premium plan of Disney + Hotstar is priced at Rs. It has access to 4 devices.

3. Amazon Prime Video

Prime's annual membership is Rs. 1499. The monthly plan is Rs 179. The 3 month plan costs Rs 459. Amazon Prime Membership users get fast delivery to Amazon Prime Shopping with Prime Music and Prime Video.

It will be a three-row 7-seater SUV, equipped with 6 airbags; Hyundai will clash with Alcazar and XUV700

Kia India has unveiled the first glimpse of Kia Carrens SUV in the Indian market. It is the company's fourth model after the Celtos, Carnival and Sonnet. The company claims that this SUV will create a new segment of recreational vehicle in the market. The company has loaded the car with many features, including the first 3-row 7-seater car in the Indian market. It is designed on themes like 'Bold for Nature', 'Joy for Reason', 'Power to Progress', 'Technology for Life' and 'Tension for Serenity'.

Kia Cairns will come with two-tone interior color. The company will now launch it in three color options: Imperial Blue, Moss Brown and Sparkling and Silver. But in the future the company has to introduce it along with many other color options.

Why the name 'Kia Karens'?

The company has also stated the reason behind naming this SUV Kia Carrens. According to the company, it is made up of two words like 'car' and 'renaissance' and the company is confident that this car equipped with features will start a new chapter in the Indian market.

6 airbags for safety

The Kia Cairns car has 6 airbags for safety which makes it the safest car in the country. It will also have a 10.25 inch infotainment screen, next generation connected features, 64 color ambient lighting, 8 bass speakers, ventilated front seat, multi drive mode, skylight sunroof.

Estimated cost of Kia Carrens

Kia India has just made its world premiere of Kia Cairns, but it is expected to have its official launch early next year and the official price will be released then. However, in the market it will compete with cars like Mahindra XUV700 and Maruti Ertinga. As well as its estimated cost can be between 15 to 20 lakh rupees.

This will collide with the car

Model Price (X Showroom)

Hyundai Alcazar 17 lakh rupees

Tata Safari 15 lakh rupees

Mahindra XUV700 13 lakh rupees

Vi launches 4 new plans to compete with Geo and Airtel, cheapest plan at Rs 155

Launched 2 new plans costing less than Rs 250

From December 1, all telecom companies have implemented price hikes in prepaid plans. Then there is the competition among telecom companies to reserve users. Vi has launched 4 new prepaid plans to compete with Geo and Airtel. These plans are listed on the company's website and app.

Vi has launched plans at Rs 155, Rs 239, Rs 666 and Rs 699. There are many benefits to these plans. For users who can afford a plan costing less than Rs 250, there are now 2 new options.

Rs 155 plan

This plan gets 300 SMS with 1GB data. It is valid for 24 days.

Rs 239 plan

This plan with 24 days validity offers unlimited voice calls. Plus 1GB of data and 100 SMS per day.

Rs 666 plan

This plan with 77 days validity offers unlimited calling. This plan offers 1.5GB and 100 SMS per day. The plan features Binge All Night, Weekend Data Rollover and Data Delights. Also get free access to Vi movies and TV VIP.

Rs 699 plan

With a validity of 56 days, the plan offers 3GB of data, unlimited voice calls and 100 SMS per day. Also features Binge All Night, Weekend Data Rollover and Data Delights. Free access to Vi movies and TV VIP.

Understand the difference between Vodafone Idea, Airtel and Giona plans

Latest Foldable Phone Oppo 'Find N' Looks Like Samsung 'Galaxy Z Fold 3', From Display To Camera Features Understand Which Phone Is Best

The display of Galaxy Z Fold 3 is bigger than Find N.

Both phones have reverse and wireless charging support

Chinese company Oppo has launched its first foldable phone 'Find N'. Features including its look and design are similar to Samsung's foldable phone Galaxy Z Fold 3. Samsung's foldable phone is priced at Rs 1.50 lakh while Oppo's foldable phone is priced at 7699 yuan (about 92 thousand rupees). If you want to buy a foldable phone, then you can decide which one will be best for you by knowing the camera quality, battery and other features of these two foldable smartphones ....

Samsung's foldable phone ahead of Find N.

Oppo and Samsung's foldable phones have 2 displays. The Find N has a 7.1-inch internal display and a 5.49-inch external display. The Galaxy Z Fold 3 has a 7.6-inch internal display and a 6.2-inch external display. Both Samsung and Oppo phones have a primary display refresh rate of 120Hz.

Storage option

Performance As per the Oppo Find N and Galaxy Z Fold 3 both foldable smartphones have Qualcomm Snapdragon 888 processor. The 8GB + 256GB variant of Find N is priced at 7699 Yuan (approximately Rs. 92,000) and the 12GB + 512GB variant is priced at 8999 Yuan (approximately Rs. 1,07,552). The Galaxy Z Fold 3 is only available in the 12GB RAM option. Its 256GB and 512GB storage variants are available.

Oppo Find N's camera is powerful

Both the Galaxy Z Fold 3 and the Oppo Find N have a triple rear camera setup. However, there is a big difference between the two megapixels. Samsung's foldable phone comes with a 12MP primary lens. Oppo's foldable phones have a 50MP primary lens, a 16MP ultra wide angle lens and a 13MP telephoto lens. Both phones run on Android operating system.

Wireless charging support in both phones

The Oppo Find N comes with a 4500mAh battery with 33W SuperVOOC flash charge, 15 watt AIRVOOC wireless charging and 10W reverse charging support. The Galaxy Z Fold 3 comes with a 4400mAh battery with 25W fast charging, 11W fast charging and 4.5W reverse charging. See comparison table of both the phones ...

Priced at 5 7000, these 5 smartphones range from dual rear cameras to 6000mAh batteries.

Internal storage of Infinix Smart 5 at Rs 7199 can be expanded up to 256GB

The Rs 7299 Lava Z3 has a dual rear camera

E-commerce site Flipkart is running a 'Big Saving Days' sale. The sale, which runs till December 21, offers discounts on electronic items. If you want to buy a smartphone but your budget is within 10 thousand rupees then you will find many smartphones in the range of 7 thousand rupees in this cell. Let us know which smartphones are available on Flipkart in this range ....

10% discount on SBI card In this sale of Flipkart, SBI customers will get an additional 10% discount. You will get the benefit of this discount on SBI credit card or EMI transaction. With this discount you will also get the benefit of discounts applied to the product. You will get an extra 30% discount on the first order at this sale.

1. Itel Vision 2S

Offer Price: Rs

This phone has a 6.52 inch HD + display. It has a resolution of 1600x720 pixels. The phone is equipped with a Unisoc 9863A processor. A 2GB + 32GB single variant of the phone is available. The phone has an 8MP rear camera for photography. It has a 5MP front camera for selfies and video calling. The phone is equipped with a 5000mAh battery.

2. Infinix Smart 5

Offer Price: Rs

Equipped with a MediaTek Helio G25 processor, the phone has a 6.82-inch HD + display. It has a resolution of 1600x720 pixels. 2GB + 32GB variants of the phone are available. The phone's storage can be expanded up to 256GB with the help of SD card. The phone has a 13MP rear and 8MP front camera. Battery capacity is 6000mAh.

3. Techno Cayman i2

Offer Price: Rs

This lower range smartphone comes with a 13MP + 2MP dual rear camera setup. The phone has a 6.2 inch HD + display. It has a resolution of 1600 x720 pixels. The phone is equipped with MediaCheck Helio A22 processor. The phone comes with 3GB of RAM and 32GB of storage. With the help of SD card, the internal storage of the phone can be expanded up to 128GB. The phone has a 16MP front camera for selfies.

4. Lava Z3

Offer Price: Rs

This phone has a 6.5 inch display. It has a resolution of 1600x720 pixels. The phone is equipped with MediaTek Helio A20 processor. The 32GB internal storage of the phone can be expanded up to 512GB with the help of SD card.

5. Gionee Max Pro

Offer Price: Rs

This phone has a 6.52 inch HD + display. It has a resolution of 1600x720 pixels. The phone is equipped with an octacore processor. 3GB + 32GB variants are available. Internal storage can be expanded up to 256GB. The phone has a 13MP rear and 2MP front camera. The battery capacity of the phone is 6000mAh.

Annual plan will be cheaper than monthly recharge, 2GB data plan will save Rs 1668 per year; Understand the whole math

Airtel's annual plan is Rs 1668 cheaper than the monthly plan

Pre-paid plans of all telecom companies have gone up since December 1. Now you have to spend a minimum of 50 to 100 rupees. You need to plan according to your internet needs. The annual plan has gone up by Rs 600. Now, according to the new price, the annual plan is cheaper than the monthly plan. We will explain to you how the annual plan will be cheaper than the monthly plan ....

Reliance Jio's annual plan

The country's largest telecom company has more than 440 million customers. Geo's annual plan of Rs 2879 offers 2GB of data per day. Its validity is 365 days. It also comes with unlimited SMS, unlimited calling. Compare this plan with the monthly plan of Rs 299 ....

Geo's annual plan of Rs 2,879 costs Rs 7.89 per day. So the monthly plan of Rs 299 costs Rs 10.68 per day. The Rs 299 plan has to be done 13 times in 1 year. Accordingly, its annual plan will be Rs 3887, which means that the annual plan will be Rs 1008 cheaper than the monthly plan.

Airtel's annual plan

Airtel has 350 million users. Airtel's annual plan costs Rs 2,999. It offers 2GB of data per day, unlimited calling and SMS. Let's compare this plan with a plan of Rs. 359 ....

Geo's annual plan of Rs 2999 costs Rs 8.22 per day while the monthly plan of Rs 359 costs Rs 12.83. Monthly plan has to be done 13 times in 1 year. Accordingly, the annual cost of the monthly plan is Rs. 4667. This means that the annual plan will be Rs. 1668 cheaper than the monthly plan.

Vi's annual plan

Telecom company Vi with 270 million users has an annual plan of 1.5GB of data per day. It costs Rs 3099. It has unlimited SMS, calling and other features. Its Rs 299 monthly plan offers 1.5GB of data daily.

Vi's 3099 costs Rs 8.50 per day, while the monthly plan costs Rs 10.68 per day. If the user buys a plan of Rs 2999, he has to recharge 13 times in 1 year. The annual plan will be Rs 788 cheaper than the monthly plan.

Geo Vs Airtel Vs Vi

Geo is the cheapest company in the annual plan of all the three companies. Daily 2GB data saves Rs 1008 per year. Airtel saves Rs 1668. Vi does not have an annual plan of 2GB data daily, but saves Rs 788 on an annual plan of 1.5GB data.

Check out a list of laptops launched this year, suitable for online class to work from home, and get powerful features at a low price.

Demand for laptops has risen sharply since 2020 due to the Corona virus from work from home and online studies. Demand for laptops remained the same this year. In 2021, many companies launched budget friendly laptops. HP laptops from Realm to HP have been launched this year. Despite being budget friendly, this laptop has great features. If you are in the mood to buy a new laptop then we have prepared for you a list of laptops launched this year. The price of this laptop starts from 19 thousand rupees.

1. Asus Chromebook C223

Weighing in at 1 kg, the laptop has an 11.6-inch display. It comes with an Intel UDH graphics card with multiple connectivity ports. It comes with 4GB of RAM. The laptop runs on Chrome OS.

2. Asus Chromebook Cx1101

Price:, 19,990

This laptop has an 11.6 inch screen. It has a resolution of 1366x768 pixels. The laptop is equipped with a dual core Intel Celeron N4120 processor. It comes with 4GB of RAM and 64GB of internal storage. Laptop storage can be expanded with the help of SD card. The company claims that the laptop offers a backup of 13 hours on a full charge.

3. Asus Chromebook C423

Price: 22,999

Equipped with an Intel Celeron N 3350 processor, the laptop has a 14-inch HD screen. It has a resolution of 1399x768 pixels. It comes with 4GB of RAM and 64GB of internal storage. The laptop runs on Chrome OS.

4.HP Chromebook 11a

Price: ₹ 23,990

This Chromebook has an 11.6 inch HD display. It has a resolution of 1366x768 pixels. The laptop has 4GB of RAM and 64GB of internal storage. It supports HD webcam.

5. Asus Chromebook Flip C214

Price: 24,999

This laptop has a 360 degree touch display. It also captures photos and videos in dual camera tablet mode. He has received military grade durability certification. This device runs on Chrome OS.

6. Asus Chromebook C423 (Touch)

Price: 24,999

The laptop has a 14-inch touchscreen display. It runs on Chrome OS. The laptop comes with 4GB of RAM.

7. Asus Chromebook C523

Price: 24,999

The 1.43 kg laptop has a 15.6 inch HD display. Its resolution is 1920x1080 pixels. A 4GB + 64GB variant of the laptop is available. The laptop comes with an Intel graphics card.

8. Lenovo IdeaPad Duet

Price: ₹ 28,532

This laptop is equipped with Intel Celeron N4020 processor. Its 4GB + 128GB variants are available. The laptop has a 10.3-inch display.

9. Infinix X1

Price: ₹ 35,999

Based on the 10th generation Intel Core i3 and Core i5 processors, the laptop has a 14-inch FHD display. Its 8GB + 256GB and 16GB + 512GB variants are available. This laptop runs on Windows 10 OS. It comes with HD webcam support. The laptop's 55Wh battery supports fast charging.

10. RedmiBook 15th Learning Edition

Price: ₹ 40,999

Equipped with an Intel Iris Xe graphics card, the laptop has a 15.6-inch FHD display. Its screen to body ratio is 81.8%. Why the laptop has 720p HD web for video calling. The laptop is equipped with 11th generation Intel Core i5 11300H processor Tiger Lake H35 CPU. The laptop comes with 8GB DDR4 RAM and 512GB NVMe SSD storage.

11. Realm Book (Slim) Price

44,999

Supporting Wi-Fi 6 technology, this laptop has a 14-inch 2K Full Vision display. Variants of its 11th generation Intel Core i5 and i3 processors are available. The laptop's processor Iris Xe supports graphics cards.

12. RedmiBook 15 Pro

Running on Windows 10 OS, the laptop has a 15.6-inch HD display. It has 11th generation Intel Core i3 1115G4 processor. Its 8GB + 256GB and 8GB + 512GB variants are available. The laptop comes preloaded with Microsoft Office Home & Student 2019.

WhatsApp launches amazing feature! Users were happy to know, saying- ‘OMG!

WhatsApp is adding a new functionality to its Disparing Message feature, if it allows users to automatically delete a message in a chat after a specified time. Announced by Mark Zuckerberg, CEO of Meta on Facebook. WhatsApp users will now have the option to turn on the disappearing message automatically for all their new one-on-one chats, so that all future messages will be automatically deleted without the service.

Two new options will also be added

The meta-owned messaging service also stated how long it was giving users the option to delete the message. When the feature was first launched in November last year, users will have the option to make the message disappear after only seven days.

However there will also be an option to go ahead and remove it after 24 hours or 90 days. In addition, WhatsApp users will now have the option of having the Disappearing Message feature on by default for all new chats.

This is how you turn on the Disparing Message feature

Open WhatsApp

Then search the context for which this feature is to be activated

Then go to the contact's profile

Click on the Disparing Message Feature option below

Choose one of the 24 hours, 7 days, 90 days option after turning on the feature.

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